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They do cover 80-90% of the visits you'd normally pull out your insurance card for; including perhaps 1/2 of your emergency room visits, as they're available 24/7 for urgent care.

And considering that dealing with insurance paperwork causes a major overhead expense (estimated to be 1/2 of primary care dollars http://dpcare.org/dpc), dispensing with that cost can result in much cheaper care.



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