One thing I'm glad they didn't focus much on is the fees associated with Bitcoin. Too much is made out of the fee reduction of BTC (I think because it's easy for regular folks to understand) - but that's only a major factor for why you're able to develop on top of it. Bitcoin is SO much more than fees, and really the fees themselves aren't "set in stone" - others will charge on top of BTC anyway, so we have no idea what the fees will be eventually. Coinbase charges 1% for interchange, which seems reasonable, and that's just the start.
The card "network" itself wouldn't have to have the fees it has, it's Visa and Mastercard, the banks, and especially Amex that DECIDE to make the fees higher. Another example is ACH, which is essentially free to transact, and in some countries has wide adoption.
Fees should NOT be a major driver in BTC adoption for consumers or businesses. If you want low fees, let's work on ACH (and we are). But Bitcoin has a TON of other benefits, and those are phenomenally well documented here.
The card "network" itself wouldn't have to have the fees it has, it's Visa and Mastercard, the banks, and especially Amex that DECIDE to make the fees higher. Another example is ACH, which is essentially free to transact, and in some countries has wide adoption.
Fees should NOT be a major driver in BTC adoption for consumers or businesses. If you want low fees, let's work on ACH (and we are). But Bitcoin has a TON of other benefits, and those are phenomenally well documented here.