No, most users are like you and wonder why every bank, florist, fast food chain, ISP has an app (that generally doesn’t do what you’d expect it to do). Even tailored Analytics solutions have apps. However, creating an app is not decided by those users directly: it’s a small and simple project by HN standards, one that most middle-to-large company has felt compelled to attempt to look cool, but it remains too difficult for most users who’d prefer synergies.

That's why I have (and alas, need) 15 airline apps, but actually would prefer to have only two that could handle everything much better: Kayak and Apple’s Passbook.