I happen to live in Canada. Sure, Canadians pay out of pocket for some health care, like chiropractors and dentists, but it's important to note no Canadian ever went bankrupt or died due to lack of care (the OP) because of a car crash, slipping on ice, or simply getting hit by statistics.

Canadians don't pay out of pocket for things like broken arms or needed surgeries. Also worth noting that applies to the un-employed, mentally disabled, those unable to work, and those too young or too old to work, etc.

You can nit-pick my broad statement all you want, at the end of the day, health care in America is severely, shockingly, disgustingly lagging behind the developed world.