Calling the police 30 seconds later may be typical in the US, but not the rest of the world. Latin America is filled with stories of people who took a dishonest taxi and were basically kidnapped and forced to withdraw the maximum every day until their accounts were emptied. Here in Colombia, it's known as the Paseo Millonario. Everybody's different, but I'd be incredibly interested in having a distress PIN, as it could be quite some time until somebody gets worried enough at not having heard from me to alert the authorities.