> One of the challenge I give to non-Indian folks is buy Internet access on international airports in India.
This is by design, because the Indian government is terrified of anonymous phone/internet access and doesn't care one whit about user experience.
Prepaid SIM issuers and internet cafes alike are supposed to ask for and retain documentation about their users, which creates lots of opportunities for identity theft.
The further reason to not be impressed by the Indian system is how it handles fraud. If you are defrauded by UPI, you've got to go to the police/courts -- Indians will know that that's the start of a Kafka-esque process.
Compare this with how Visa and Mastercard handle fraud, at least in the US and W.Europe, and it's far more customer friendly.
This is by design, because the Indian government is terrified of anonymous phone/internet access and doesn't care one whit about user experience.
Prepaid SIM issuers and internet cafes alike are supposed to ask for and retain documentation about their users, which creates lots of opportunities for identity theft.
The further reason to not be impressed by the Indian system is how it handles fraud. If you are defrauded by UPI, you've got to go to the police/courts -- Indians will know that that's the start of a Kafka-esque process.
Compare this with how Visa and Mastercard handle fraud, at least in the US and W.Europe, and it's far more customer friendly.