It is a super exciting time to be doing fintech in India. Here are the open APIs.

UPI = Venmo + Paypal

UPI Autopay = open credit card subscriptions pull

PCR = Open FICO+Equifax

NBFC-AA = Open Plaid

Digilocker = Open docusign+dropbox

OCEN = Open Lendingclub

Together, they are called IndiaStack (along with our upcoming health and drone apis).