My point is not that you can't measure these things, but that they are complicated to measure when comparing offers from multiple places. And the ACA guarantees coverage, but there is still a huge difference between a copay style plan and a high deductible plan. Especially when it comes to family coverage. The amount each company subsidises for family coverage is all over the place. I've been on plans where it's $20 to see a doctor or $90, right now I pay everything out of pocket until I hit $6k.